Why? Because Congress wants to levy a $6.7 billion premium tax on all private health plans each year for the next decade to pay for reform.
That’s a $67 billion tax.
Health plans will have no choice but to pass these costs on to the consumer. This tax will make it tougher for families to afford coverage, increase the difficulty for small-business owners trying hard to insure workers, and stifle job creation.
In Florida, small businesses are the bedrock of our economy. This tax will hit our economy especially hard. It’s just not what families and small businesses need as they dig their way out of a severe recession.
The Congressional Budget Office evaluated this tax and found it will lead to “higher premiums for private coverage.” The nonpartisan CBO estimated that premiums for individual coverage could rise by as much as 13 percent.
This tax also might be disruptive to policyholders, because it could damage the ability of health plans to deliver all the benefits that members expect.
That’s because Congress is ready to impose this health-insurance tax in 2010. That’s after families have already signed up for coverage for next year, and after small businesses have already negotiated coverage contracts.
The result? Health plans may not receive enough premium to cover the costs of the massive tax, and benefits might suffer.
Unfortunately, health plans have been demonized in the pursuit of reform. But in reality, it’s not true to claim that health plans make a lot of money; their profit margins are actually pretty small.
In 2008, private health plans made $8.61 billion in total profits nationally, according to Forbes magazine. The industry’s profit margin was just 2.2 percent, ranking health plans 35th out of 53 industries in terms of profitability.
As the president and CEO of SantaFe HealthCare — the parent company of AvMed Health Plans — I am truly concerned by this proposed tax. As one of Florida’s oldest and largest nonprofit health plans, AvMed reinvests its earnings each year to continually improve on the benefits and services it offers to members in Orlando and elsewhere.
Obviously, a health-insurance tax that wipes out most of our annual earnings is counterproductive to our mission. Surely, congressional leaders must grasp that this tax doesn’t make sense.
There are better ways to pay for the systemic health-care reform that AvMed and other health plans support.
Instead of taxing health insurance, Congress should focus on the underlying costs of medical care. We can achieve huge cost savings by ending unnecessary treatments and services, rooting out rampant fraud and ending frivolous medical lawsuits filed by trial lawyers.
Health reform shouldn’t hurt Florida’s families and small businesses. It shouldn’t hamper the ability of health plans to provide benefits.
Time’s running out.
Please contact your congressional representative and Florida’s two senators today. Ask them to vote against this harmful health-insurance tax. We can achieve true, lasting reform in better ways.
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Help answer the question
What is the difference between Health Insurance and Health care Program?
Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?
health
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http://www.everyonebenefits.com/12851363 this is a great ste for someone looking for low cost health programs.
thats probably not the best way to get someone to check out your page
i like this band because by far they are the most original sound i have heard in a while.
i like health
but are you hitler man?
HEALTH is dope and if you can’t appreciate their sound then you’re probably not very musically adventureous and you should just go back to watching maroon 5 videos or something, get off this page bitch! jk….
I think that each of your question's answer would be very big, try this site..
yeah i guess i listen to everything from mainstream pop to alternative, metal, hard rock, classic rock, folk, rap, abstract, techno, elctronic, drum abnd bass, and this band, is by far the WORST check out my youtube page, i mean just because we disagree about this band being good doesnt mean we wont agree on other things. but yeah Health sucks a fat gonorea dick.
Originality and progression are what’s important in music, and these guys definitely have both. Bonus points for the kickass music video, one of the best ive seen in a long while.
I have to agree with you.
Click here :
http://yfrog.com/5g21403615j
Don't use computer with the charger plugged in unless it needs to be charged. Doing so will kill the battery in short order. Batteries are designed to be discharged and charged. Many say batteries have no memory which I dispute. Read several pages here and you'll find that most of the battery problems are from leaving the charger plugged in.
i suppose you listen to some mainstream pop crud huh???
Yes. If you have unlimited resources as an American you have the best health care in the world. If you are an ordinary citizen you simply don't. Even the average health care plan generally does not cover the basics like European systems do. All too often Americans find out just how under insured they are when sickness strikes.
http://www.commonwealthfund.org/Content/Publications/In-the-Literature/2008/Jun/How-Many-Are-Underinsured–Trends-Among-U-S–Adults–2003-and-2007.aspx
That's important because when those people are lucky enough to stay healthy they will never see a problem whatsoever just as their fellow countrymen were just fine with their coverage before tradgedy happened.
http://www.click2houston.com/investigates/12538706/detail.html
http://www.guaranteedhealthcare.org/your_story/my-insurance-company-denied-my-doctors-prescription
http://www.rhonawaxman.com/blog/insurance-company-medical-exam-denied-me-surgery.html
This is the same thing as with the standard of living. Americans have a higher income on average than Americans but more detailed data shows it's the top 1 percent income earners that's responsible for the whole difference. Middle clas an poor Americans are much worse of than their European counterparts
That's ultimately what it is about
sounds like they’re continually building up tension with no pay off.
im not sure if there genuis or rubbish
Well, if she's 40 and perfectly healthy, it's going to cost her about $500 a month to have a low/no deductible plan that covers checkups.
You BUY it on a month to month basis. If you want low monthly payments, you have to cut the coverage – like take a $10,000 deductible. Or higher. That would cut payments down to maybe $200 a month or less.
The older she is, the less healthy she is, the more it costs.
Your best bet, is to find a local, independent agent, who can help you balance cost with coverage.
A. Public health looks at everyone from all over. We (I'm an epidemiologist) are concerned with things that may be coming down the pike and hit all of us (like bird flu, etc.). Community health mostly involves doctors, nurses, and other health care professionals that tailor interventions to a particular community's needs, and they generally don't plan out for "the bigger picture", although they do a heck a job in their locales, since they know it better.